Erik Bjorvik and Bret Norris of M’s Wealth Solutions team talk about how “behavioral finance” affects clients’ decisions, how low-volatility portfolios can still be diverse, and why less risk is not equal to less return. They also discuss what an ESG score is and how it’s used to rate companies, and how M Wealth’s new portfolios address the dramatic increase in socially responsible investing.
The opinions voiced are for general information only. They should not be construed directly or indirectly, as an offer to buy or sell any securities mentioned herein. Individual circumstances vary. Investing is subject to risks including loss of principal invested. No strategy can assure a profit against loss. Due to volatility within the markets mentioned, opinions are subject to change without notice. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Before taking any specific action, be sure to consult with your financial professional.
The product features, benefits, and limitations associated with a particular product will vary from product to product, and also from state to state. Before investing, investors should read and consider carefully the products and any underlying fund prospectuses, which contain more complete information including investment objectives, strategies, risk factors, fees, contingent deferred sales charges and other costs that may apply.
Investing internationally can carry additional risks such as differences in financial reporting, currency exchange risk, as well as economic and political risk unique to the specific country. This may result in greater price volatility. Shares, when sold, may be worth more or less than their original cost.
Investments in emerging markets may be more volatile and less liquid than investing in developed markets and may involve exposure to economic structures that are generally less diverse and mature and to political systems which may have less stability than those of more developed countries.